BUSINESS INSURANCE

Business insurance is an insurance or product that protects commercial enterprises from any losses that occur during the normal course of business. Coverages may include, liability and property damage. Due to the varying nature of the working environment, companies carefully examine potential risks to determine their specific insurance needs.


There are many types of business insurance, but let’s review the six most common types:

General Liability: This coverage protects against financial loss as the result of bodily injury, property damage, medical expenses, libel, slander, defending lawsuits, and settlement bonds or judgments. Who needs this? Any business.


Professional Liability: This coverage protects against financial loss because of malpractice, errors, and negligence. Who needs this? Businesses that provide services to customers.


Product liability: This coverage protects against financial loss because of a defective product that causes injury or bodily harm. Who needs this? Businesses that manufacture, wholesale, distribute, and retail a product.


Commercial Property Insurance: This coverage protects your business against loss and damage of company property due to a wide variety of events such as fire, smoke, wind and hail storms, civil disobedience and vandalism. Who needs this? Businesses with a significant amount of property and physical assets.


Home-Based business insurance: Coverage that is added to homeowner’s insurance as a rider can offer protection for a small amount of business equipment and liability coverage for third-party injuries. Who needs this? Businesses that are run out of the owner’s personal home.


Business owner’s policy: A business owner’s policy is an insurance package that combines all of the typical coverage options into one bundle. They simplify the insurance buying process and can save you money. Who needs this? Most small business owners.


Business insurance is an insurance or product that protects commercial enterprises from any losses that occur during the normal course of business. Coverages may include, liability and property damage. Due to the varying nature of the working environment, companies carefully examine potential risks to determine their specific insurance needs.


There are many types of business insurance, but let’s review the six most common types:

General Liability: This coverage protects against financial loss as the result of bodily injury, property damage, medical expenses, libel, slander, defending lawsuits, and settlement bonds or judgments. Who needs this? Any business.


Professional Liability: This coverage protects against financial loss because of malpractice, errors, and negligence. Who needs this? Businesses that provide services to customers.


Product liability: This coverage protects against financial loss because of a defective product that causes injury or bodily harm. Who needs this? Businesses that manufacture, wholesale, distribute, and retail a product.


Commercial Property Insurance: This coverage protects your business against loss and damage of company property due to a wide variety of events such as fire, smoke, wind and hail storms, civil disobedience and vandalism. Who needs this? Businesses with a significant amount of property and physical assets.


Home-Based business insurance: Coverage that is added to homeowner’s insurance as a rider can offer protection for a small amount of business equipment and liability coverage for third-party injuries. Who needs this? Businesses that are run out of the owner’s personal home.


Business owner’s policy: A business owner’s policy is an insurance package that combines all of the typical coverage options into one bundle. They simplify the insurance buying process and can save you money. Who needs this? Most small business owners.


Daza Insurance provides the following types of business insurance protection:

  • Auto Insurance
  • Business Owners Policy (BOP)
  • Business Interruption
  • Directors & Officers Liability
  • General Liability
  • Professional Liability (E&O)
  • Property
  • Surety Bonds
  • Umbrella Insurance
  • Workers Compensation

Daza Insurance provides the following types of business insurance protection:

  • Auto Insurance
  • Business Owners Policy (BOP)
  • Business Interruption
  • Directors & Officers Liability
  • General Liability
  • Professional Liability (E&O)
  • Property
  • Surety Bonds
  • Umbrella Insurance
  • Workers Compensation

© 2021 Daza Insurance, LLC

7248 N. Dalemabry Hwy

Established in 2006 - NPN 9393960